Complete our quick and secure online application to seamlessly connect FDIQ to your existing bank account. No changes needed to how you currently pay your operating expenses.

You, the client, decide how much of your bank deposits you want to optimize. Every dollar you elect to optimize through FDIQ becomes 100% Federally insured and earns a higher rate.

Your funds in FDIQ are always in the form of insured demand deposits and therefore always available on demand. With just a few clicks, your deposits in the FDIQ Program will appear back in your primary bank account, ready for use.